Report: China Internet Crowdfunding and Wealth Management Industry

CrowdFundBeat News Wire,

LONDON, Jan. 11, 2016 /PRNewswire/ — Main business models of Internet finance include: (1) third-party payment; (2) network lending (P2P and network microcredit); (3) crowdfunding; (4) Internet wealth management; (5) Internet consumer finance; (6) virtual currency; (7) Internet financial portal; (8) guarantee; (9) credit investigation system. The report focuses on Internet crowdfunding and Internet wealth management industries.

Crowdfunding Industry

Crowdfunding refers to the model that project sponsors release their creative ideas on Internet platforms to raise funds and, in return, give investors material objects, services or equities. It includes mainly rewards-based crowdfunding, equity-based crowdfunding, and donation-based crowdfunding. The first crowdfunding platform appeared in China in Jul 2011, and after two years (2012-2013) of exploration and cultivation, various crowdfunding platforms have mushroomed from 2014, adding 142 in 2014. By the end of Jun 2015, the number of crowdfunding platforms in China further rose to 235, mainly distributed in cities and provinces with developed economy and Internet, such as Beijing, Guangdong, Shanghai, Zhejiang, etc. In the first half of 2015, RMB5.585 billion was raised on crowdfunding platforms in China, an upsurge of 98.0% as compared with RMB2.82 billion for the full year 2014

specialreport-stop

 

 

Among various kinds of crowdfunding, equity-based crowdfunding is favored by capitals. During 2014-2015, Internet companies, brokerages, equity transaction centers, and equity investment funds have sped up their layout in equity-based crowdfunding field. In the first half of 2015, the number of successful financing projects on equity-based crowdfunding platforms in China reached 658, raising RMB3.746 billion (67.1% of total amount of fund raised in crowdfunding industry), an increase of 59.4% compared withRMB2.35 billion throughout 2014. In the first half of 2015, top five equity-based crowdfunding platforms by amount of financing were angelcrunch.com, dj.jd.com, renrenchou.com, vc.cn, and evervc.com.

Internet Wealth Management Industry

Internet wealth management refers to the service pattern in which relevant companies carry out cooperation with financial institutions to put provide wealth management products (including funds, insurance, trust, bills) online through internet technology and platform, thus realizing Internet-based wealth management.

Since Alibaba launched Internet wealth management products in Jun 2013, Internet companies, fund management companies, banks, and independent fund sales institutions have launched their own Internet wealth management products, basically all money funds. By asset size, Yu’ebao managed by Ant Financial under Alibaba is far bigger than other competing products. By the end of Jun 2015, Yu’ebao users hit 149 million, and asset size amounted to RMB613.381 billion, seizing 25.4% of the money fund market share and 41.9% of the Internet wealth management product market share.

With introduction of easy monetary policies by China’s central bank in the second half of 2014, the yields of Internet wealth management products have fallen sharply, and a single money fund cannot fulfill peoples’ demand for wealth management. Accordingly, Internet wealth management platforms introduced other wealth management products, such as bond funds, blend funds, equity funds, bills, insurance, loans, stocks, etc.

At present, main Internet wealth management platforms in China include Ant Financial’s Zhao Cai Bao, JD Finance’s financial channel, Tencent’ Li Cai Hui, and Baidu Finance. Zhao Cai Bao gets the lion’s share in Internet wealth management market based on 300 million real-name Yu’ebao users. By the end of Jul 2015, the number of investors on Zhao Cai Bao exceeded 7 million, and cumulative transactions reached RMB224.497 billion, up 29.0% on a month-on-month basis. Transactions in Jul 2015 arrived atRMB50.53 billion, rising 26.9% month on month.

With rising income, growing awareness of wealth management and introduction of multiple wealth management products meetings needs of different groups of people, the number of Internet wealth management users and market size will expand rapidly.

China Internet Crowdfunding and Wealth Management Industry Report, 2015 highlights the followings:
Overview of Internet finance in China (definition, business models, development history, case of financing, trends);
Development environments for industry (relevant policies, deposit and financing, Internet user, big data, cloud computing);
China’s Internet crowdfunding industry (business models, development history, market size, rewards-based crowdfunding market, real estate crowdfunding market, equity-based crowdfunding market, trends);
13 major Chinese Internet crowdfunding platforms (profile, profit models, project financing, risk control, etc.);
Chinese Internet wealth management market (definition, classification, relevant policies, fund sales institutions, fund sales payment institutions, operation of fund industry, market size of wealth management products, competitive landscape, wealth management platforms, mobile wealth management APP, etc.);
10 major Chinese Internet wealth management platforms (profile, layout in Internet finance, businesses, operation, etc.)

Download the full report: https://www.reportbuyer.com/product/3226800/

About Reportbuyer
Reportbuyer is a leading industry intelligence solution that provides all market research reports from top publishers
http://www.reportbuyer.com

Tags: , , , ,

HEADLINE NEWS

Curbed DetroitChurch kicks off crowdfunding campaign to save historic spiresCurbed DetroitIt's been quite a month for the steeples at the Sweetest Heart of Mary church. The Mother of Divine Mercy church council went to the Historic District Commission earlier this month with the [...]

Redding Record SearchlightCrowdfunding isn't about buying but about donatingRedding Record SearchlightImagine you're an innovator with a big idea but not a lot of cash to bring the idea to fruition. You spend some of your own money up front to design a cool demo, and then yo [...]

Crowdfunding restores ponds in drought-hit south IndiaReutersIt has also led to an unusual crowdfunding campaign that helped restore a village pond in one of the worst affected areas, with a similar effort planned for a second pond. The effort, led by The Better India website, raised [...]

HousingWireReal estate crowdfunding platform RealtyShares buys rival Acquire Real EstateHousingWireRealtyShares, which bills itself as the “leading online marketplace for real estate investing,” announced Thursday that it bought Acquire Real Estate, which the company calls an “innovat [...]

Deutsche WelleLiving Planet: Crowd-funding slaughterDeutsche WelleLiving Planet: Crowd-funding slaughter. A German startup is attracting carnivores who want to know where their meat comes from by butchering on demand. A cow isn't killed until the entire animal - raised outdoors o [...]

TechCrunchSnopes seeks crowdfunding in ownership battleTechCrunchHow many times have you heard some urban legend, chain letter or misleading bit of news repeated and immediately found a thorough, fact-based debunking on Snopes? Like every damn day for the last 20 years or so, right? S [...]

MedAnswers Announces Securities Crowdfunding Seed Round | 07 ...Markets InsiderLOS ANGELES, CA--(Marketwired - July 27, 2017) - MedAnswers, a digital health app that at first connects infertility patients to experts for on-demand questions ...and more » [...]

Daily MailSnopes Raises 500K To Fight Legal Battle | The Daily CallerThe Daily CallerFact checking site Snopes raised more than 500000 Monday, on the first day of a crowdfunding campaign launched to keep the site operational.Snopes.com, the fact-checking website, raised more than $500 [...]

The VergeA San Diego newspaper is partnering with GoFundMe to launch campaigns based on its own articlesThe VergeEarlier this month, The San Diego Union-Tribune launched an unusual experiment: asking readers to become small-scale philanthropists. Partnering with crowdfunding platform [...]

MashableStudy shows women are way better than men at crowdfundingMashableMale investors often don't fully understand the value of ideas women entrepreneurs pitch them. They throw capital at food delivery service after food delivery service, but ignore ideas that cater to groups t [...]

CFB Finance

Marketwired

  • Crowdfunding
  • Crowdfund
  • Peer to Peer Lending
  • FinTech
  • Reg A+
  • Reg CF
  • Crowdfunding USA

Press Release

Live Crowdfunding .tv

What's Next Step in Regulation A+ JOBS ACTS Title IIII :L Interview : Steve Cinelli with Brian Korn Securities and Crowdfunding/Peer-to-Peer Lending Lawyer, Watch more video library | Conference | Interview | Campaign Showcase | Research | Education |