A Watershed Moment?  Just maybe …

By Steve Cinelli , CrowdFundBeat Sr. Editor, @stevecinelli

 

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For a country that has espoused entrepreneurialism, we may be on the verge of a new economic order of sorts with the formal institution of Title III of the JOBS Act. After a three year wait, it appears that a more democratic version of crowdfund investing may just be upon us. No longer will participation in privately held company securities’
offerings be restricted to those“with means”, but will shortly be opened to the masses. Fundamentally, this is only
natural and sensical, as both our economy’s output and much of the wealth created has emanated from private business. Why should only a small portion of the investment community participate in early value creation of aspiring companies? While the Act’s acronym, JOBS, stands for“jump start our business start-ups”, with the intent
to stimulate the“engine of the economy”, i.e., small business and its practice of creating employment, this is also about enabling all investors to participate in capital assets and their appreciation. We have been inundated with missives discussing income disparity, yet more fundamental to the long term health of our economy is addressing wealth disparity. The esteemed Dr. Louis Kelso developed the theory of binary economics, which articulated a
bifurcated economy, one that observed two types of earners–wage earners and capitalearners. Wage earners’
economic consumption was supported solely by their current income. Capital earners were those that enjoyed invested assets, such as an interest bearing bank account, a share of stock or a plot of real estate. Such assets gained value independent of one’s wages, and enabled climbing the rungs of the wealth ladder in a broader sense. A
manifestation of Dr. Kelso work was the Employee Stock Ownership Plan (ESOP), which developed in the late 1950’s, enabled the workers to participate in the value creation of their respective companies, by incentivizing companies to purchase shares on behalf of their workers. This initiative led to various forms of incentive stock option
programs. And withsuch programs, much of the wealth of the Silicon Valley is attributed.
Title III instituted and deployed can be the 21st century application of binary economics, ameans to enable investors of all colors and creeds (and pocket book sizes) to participate in in next generation companies earlier in their value creation cycles. And while the SEC has been concerned with curtailing risk for the unlettered investor, a noble and appropriate endeavor, the narrative needs also be about availing opportunity to the investing rank-and-file, to
partake in asset building. Done right, we all shall win.

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HEADLINE NEWS

Marketplace.orgCrowdfunding for your life - MarketplaceMarketplace.org"When I took that phone call, and I learned that this was just going to completely uproot my whole life, I'd say I spent maybe 10 seconds or so only freaking out ...and more » [...]

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CNBCWeSearchr: crowdfunding platform becoming home for alt-right causesCNBCIn less than two months, "Daily Stormer vs. SPLC Legal Defense Fund" raised more than $155000 on the WeSearchr platform.and more » [...]

ForbesThis $130 Million Fund Is Leading The Way In Real Estate CrowdfundingForbesWhen people think of crowdfunding, the first word that jumps to mind is Kickstarter. But crowdfunding is not limited to supporting the next card game or independent film. Crowdfunding is becoming a viable [...]

TIMEA Crowdfunding Effort Launches to Commemorate Khadija Saye, Artist Killed in London InfernoHyperallergicOn Saturday, friends and supporters of the artist Khadija Saye — who died in the devastating Grenfell Tower fire in west London last week — launched a crowdfunding campaign to c [...]

CBS NewsNow you can crowdfund a 529 college savings plan - CBS NewsCBS NewsIt's getting easier to have friends and family add their contributions to these accounts for college savings.and more » [...]

Business InsiderCrowdfunding for medical expenses - Business InsiderBusiness InsiderAlmost half of the money raised on crowdfunding sites like GoFundMe and YouCaring is going toward medical expenses. Medical campaigns make up $930 ...Americans Losing Health Insurance Turn To Crowdfund [...]

PCGamesNAshes of Creation is having a special summer crowdfunding campaignPCGamesNFollowing its massively successful Kickstarter that raised over $3.2 million, Ashes of Creation developer Intrepid Studios are extending their crowdfunding efforts with a summer campaign. Designed for th [...]

Forbes"Make Yourself Available" - An Audio Entrepreneur's Tips For Successful CrowdfundingForbesIt takes a brave individual to launch Bluetooth speakers and headphones into a crowded audio market. Take a stroll around your local consumer electronics stores and you' [...]

Lompoc RecordTrikke Tech consolidates operations in Buellton, launches ...Lompoc RecordTrikke Tech Inc. has consolidated all its operations at a new location in Buellton and launched a crowdfunding campaign to help the company expand and ...and more » [...]

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