Monthly Archives: September 2015

Before Investing, Make Sure that the Emperor Has Clothes

Before Investing, Make Sure that the Emperor Has Clothes

by Dara Albright, CrowdFunding Beat Guest Editor, Co-founder of the LendIt conference & the FinFair Conference, When weighing investment opportunities, I am always skeptical about what I refer to as the “gonna press release”, for it can be an early indication that the emperor has no clothes and that the business is merely all smoke and mirrors. “Gonna” announcements are essentially declarations of what a company intends – or more appropriately, hopes – to accomplish. As detailed in an article I published a few months ago on Crowdfund Insider called, “When to Pivot, When to Fold”, falling into the “gonna” category include: partnerships that bring no quantifiable revenue; new hires who…

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Portals Ask: Is my business model legal?

Portals Ask: Is my business model legal?

By Scott Purcell,  Fund America Founder & CEO, CrowdFundBeat Guest post Portals Ask: Is my business model legal? Do I have to become a broker-dealer? This is the single most common question I get asked. There’s a lot of misinformation about this, so let’s clear it up… Keep in mind that a “platform” is just a website. It’s NOT a business in and of itself (people often confuse a 506b/c or Reg A platform with a Title III “portal” as defined in the JOBS Act, and they are very different things). A platform is simply a tool for general solicitation. So you are not a platform,…

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XTI Aircraft $10 million interest through crowdfunding

XTI Aircraft $10 million interest through crowdfunding

CrowdfundBeat News Wire The TriFan 600 aims to produce the speed, range, and comfort of a business jet, while taking off and landing like a helicopter. XTI Aircraft Photo Equity crowdfunders from around the world have reserved shares for more than $10 million to support development of the TriFan 600. The TriFan 600 will be the world’s first commercially certified vertical takeoff airplane. It will have the speed, range and comfort of a business jet and will take off and land like a helicopter. In development for two-and-a-half years, the six-seat aircraft will provide true door-to-door travel. Reserve shares and monitor campaign progress at startengine.com/startup/xti.…

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SoFi Raises $1Billion from SoftBank.

CrowdFundBeat News Wire,  SAN FRANCISCO and TOKYO , September 30, 2015 / PRNewswire / – SoFi , one of the lenders of loans between individual leaders of the country and the SoftBank Group (“SoftBank”), today announced funding of USD 1,000 million Series E led by SoftBank, marking the largest single funding round industry Fintech to date. Among the investors who are part of the round are Third Point Ventures and affiliates of Third Point LLC, Wellington Management Company LLP, Institutional Venture Partners (IVP), RenRen, Baseline Ventures, DCM Ventures, among others. The financing will accelerate the growth of SoFi as the main partner of financial services…

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Using Regulation A+ as Platform for Staging Strategic Exits

Using Regulation A+ as Platform for Staging Strategic Exits

By Jonathan B. Wilson CrowdFundBeat Sr. Guest Editor, Partner, Taylor English Duma LLP    As part of the Jumpstart Our Business Start-ups Act of 2012 (the “JOBS Act”) Congress mandated that the Securities and Exchange Commission (the “SEC”) amend its rules for exempt transactions under Regulation A so that certain qualifying issuers would be able to issue up to $50 million in securities under Regulation A in a 12 month period. From its name, Congress and many industry participants thought that this change to Regulation A would make it easier for start-ups to raise funds. Now that the SEC has issued its new rules under Regulation…

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Controlling Real Estate Risk in a Turbulent Market

Controlling Real Estate Risk in a Turbulent Market

By Gray Gilchrist, wealthforge, CrowdFundBeat Guest post, The third quarter of 2015 has been a wild ride for investors. The Dow lost 6.6% in August 2015, the largest percentage decline since May 2010. There are many lingering fears in the minds of investors: a slowdown in China, the Federal Reserve raising interest rates, the Greece crisis, the future of oil – just to name just a few. Many of the risks in equity markets are bleeding into the commercial real estate market. Real estate issuers and investors need to take every step possible to mitigate risk during this turbulent time. One way to control risk…

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Richard Swart Gives His Insights on the Global Dynamics Currently Impacting Crowdfunding

Richard Swart Gives His Insights on the Global Dynamics Currently Impacting Crowdfunding

by Dan Baird CEO crack the crowd , CrowdFundBeat Guest Editor, Richard Swart, PHD, is at the center of all things crowdfunding. He’s a speaker, author, researcher and advisor, and every year he leads the Annual Academic Symposium on Crowdfunding Research. A couple months ago, I had the chance to sit down with him for some scintillating discussion on the last two years in crowdfunding, including the difference between U.S., South American, Chinese, and European crowdfunding markets—and crowdfunding fraud. Listen to the show on iTunes Sit back, and “join us” for part 1 of our discussion. If there’s anything you’d like to add to the…

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Alternative Finance: Disruption or Collaboration?

 by Neha Manaktala, Founder / CEO, DealIndex, CrowdFundBeat contributing guest Rather than trying to supplant banking and venture capital, a collaborative model is emerging whereby digital platforms work side by side with traditional investors and financial institutions. Over the last few years, much has been made of the potential for alternative finance to disrupt the traditional financial industry, including subverting the established bank loan process with P2P lending. Some may wonder if this will actually be the case, and additionally, whether alternative finance as a whole, will disrupt the traditional early stage investment industry. Thus far, it appears the alternative finance market is actually moving in the opposite…

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Data Services are Key to Equity Crowdfunding Growth

Data Services are Key to Equity Crowdfunding Growth

By Hector Botero  CrowdFundBeat Sr. Contributing  Editor, President & CEO at iCrowdNewswire, LLC This is Part 6 of a 6 part series on why Crowdfunding platforms are the new stock exchanges and why they will need to learn from exchanges like NASDAQ, NYSE and LSE to self-regulate and provide a wide range of ancillary services that help campaigns succeed and at the same time, create revenues for the platforms.  Thanks to the JOBS Act of 2012, investing in startups is changing in big ways. Two years ago today, Title II of the Jobs Act went into effect, allowing early stage startups the legal authorization they needed…

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The Capital Raising Readiness Assessment

The Capital Raising Readiness Assessment

By Lauren Leibowitz, CrowdFundBeat Guest Contributor, Principal at 1st BridgeHouse Securities, LLC, Since the light bulb went off in your head with that million dollar idea, you have been tiredly working on turning it into an innovative and viable operating company. You have not only invested time and lost many hours of sleep, but you have also invested a lot of your own funds in turning this dream into a reality. You are now at the critical point all successful entrepreneurs face during this journey, you are short on funds. You and your friends and family are tapped out and the development and growth of your business requires…

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Crowdfunding Rebooted: It’s Not Just for Startups Anymore

Crowdfunding Rebooted: It’s Not Just for Startups Anymore

By Seth Oranburg,  Law Professor Chicago-Kent College CrowdFundBeat contributing Guest  Neil Armstrong’s historic space suit isn’t in such great shape, and there aren’t public funds to fix it. The Smithsonian Institution recently launched a novel solution. Its “Reboot the Suit” campaign is using crowdfunding to finance the suit’s restoration. But this isn’t just another charity drive. Online backers will receive unique and limited rewards, and the fundraising campaign itself is part of the marketing. This new style of public crowdfunding has exciting implications for the future of charities, and it could even be applied to democratize tax policy and local government affairs. Crowdfunding began as a way…

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UC Berkeley Report on Peer-to-Peer Crowdfunding

CrowdFundBeat News Desk< INFORMATION AND THE POTENTIAL FOR DISRUPTION IN CONSUMER LENDING BY ADAIR MORSE1 HAAS SCHOOL OF BUSINESS, UNIVERSITY OF CALIFORNIA AT BERKELEY AND NBER Can peer-to-peer lending (P2P) crowdfunding disintermediate and mitigate information frictions in lending such that choices and outcomes for at least some borrowers and investors are improved? I offer a framing of issues and survey the nascent literature on P2P. On the investor side, P2P disintermediates an asset class of consumer loans, and investors seem to capture some rents associated with the removal of the cost of that financial intermediation. Risk and portfolio choice questions linger prior to any inference.…

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HEADLINE NEWS

ForbesHow One Startup Raised 10 Times Its Original Crowdfunding GoalForbesRunning a successful crowdfunding campaign isn't easy. The odds are heavily stacked against you, as very few end up succeeding. "Statistically, up to 89% of campaigns fail. Kickstarter has the highest [...]

ForbesThe Ultimate Pre-Launch Crowdfunding ChecklistForbesCrowdfunding is not limited to the platform where you launch your campaign. Instead, it has become a valuable way to transform your idea into a mainstream business. In order to head in that direction, you must execute a number [...]

Eater LondonFat Macy's Launch Crowdfunding Campaign to Open Restaurant in PeckhamEater LondonFat Macy's — a food social enterprise which aims to train young Londoners living in temporary housing — have launched a crowdfunding campaign. Their aim is to raise £55,141 to fund a [...]

Realnoe vremyaEveryone pools: Elvira Nabiullina to look closer at crowdfundingRealnoe vremyaThe Central Bank has seriously started fighting against crowdfunding platforms. The regulator told the gradual imposition of control of the sector won't begin earlier than in 2018. But mar [...]

Devon LiveCrowdfunding campaign launched to save adopted Romanian puppy who needs £8000 for vital surgery to save its lifeDevon LiveSam has started a crowd-funding campaign to try to help meet the £8000 cost of the surgery. It's a tall order, but every little helps. Sam had been [...]

U.S. News & World ReportNo Cash for Hate, Say Mainstream Crowdfunding FirmsU.S. News & World ReportThe block on mainstream crowdfunding is just the latest blow to far-right activists operating online. In the last 24 hours, neo-Nazi website the Daily Stormer had its domain regi [...]

The AustralianIgniteme heats up crowdfundingThe Australian“The only other comparable film that raised money through crowdfunding would be Crocodile Dundee, but not all funding came from the crowd.” Mr Morello said the idea behind the platform was relatively simple — giving new and bud [...]

UKTN8 simple steps for a successful equity crowdfunding campaignUKTNTom Horbye, senior campaign development associate at Seedrs, shares his top tips for a successful equity crowdfunding campaign. Here are eight easy-to-follow tips to help you devise and launch a successful equity crow [...]

LivemintFinding the right balance on crowdfundingLivemintSecurities market regulator Sebi (Securities and Exchange Board of India) has been trying to get a handle on digital platform-based crowdfunding since at least 2014, when it issued a cautiously positive consultation paper. It fl [...]

Crain's Cleveland Business'Smaller' gifts can go long way for Clinic's crowdfunding platformCrain's Cleveland BusinessFor an institution accustomed to securing multimillion-dollar donations, Cleveland Clinic's latest fundraising effort has some relatively [...]

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