New Report: Crowdfunding Opportunities for Traditional Banking and Securities

CrowdFunding Beat Media,

Traditional banking and securities venues are now finding crowdfunding opportunities in Europe and the United States, according to Aite Group.

Boston, January 7, 2015– Crowdfunding, now considered an alternative asset class, is growing to co-exist with traditional banking and securities, and the industry as a whole is set to raise US$93 billion by 2025

.1 Through new ideas and human connections, crowdfunding offers real opportunities for accredited investors and institutions in 2015 while helping underserved borrower and entrepreneurial markets get funds, claims Aite Group in its report, Crowdfunding: Understanding the Basics.

In September and October 2014, Aite Group interviewed platform founders, product managers, and employees from financial crowdfunding platforms, as well as service providers supporting the industry, to explore key business trends and challenges, regulation, and anticipated evolution.


Aite Group’s focus for its research is financial crowdfunding in the United States and United Kingdom. In the United States, most platforms focus on accredited and institutional investors. The P2P platforms accepting investments from non-accredited investors offer fractional shares of promissory notes, which are created daily and held on their balance sheet. In the U.K., investments are essentially open to everyone.

The survey results show that, though crowdfunding will undoubtedly evolve over time, those who state it will implode in 2015 are unlikely to be correct. Platforms may stumble and retrench, but there are too many hands on the crowdfunding bucket for it to not right itself.

“Crowdfunding qualifies as a technology disruptor,” says Denise Valentine, senior analyst in Institutional Securities & Investments at Aite Group. “It will be seen as a leveler if it can provide previously unavailable opportunities to buyers and sellers. In any case, the wide beneficiary pool for platform members that fully understand its benefits and risks makes crowdfunding a pivotal financial services moment.”

Traditional banking and securities venues are also finding opportunities in crowdfunding. Increased interest from a greater number of banks, broker-dealers, securities exchanges, and those with pools of capital, such as asset owners and a wider group of investment firms, is just a matter of time.

In the near term, the crowdfunding industry will expand in product offerings and geography. Sites may focus on particular industry sectors or specific needs, for example mining projects, energy, or litigation finance. Business lending sites are now looking beyond startup and general loans to specialty funding, such as inventory or receivables funding.

The ingenuity of this new marketplace reflects the trying economic times and the evergreen pursuit of return on investment. New ideas such as  crowdfunding have never had a better chance of succeeding, believes Aite Group.

1. October 2013, World Bank Report, “Crowdfunding’s Potential for the Developing World.”

To get the Report :



Tags: , , ,


Redding Record SearchlightCrowdfunding isn't about buying but about donatingRedding Record SearchlightImagine you're an innovator with a big idea but not a lot of cash to bring the idea to fruition. You spend some of your own money up front to design a cool demo, and then yo [...]

TechCrunchSnopes seeks crowdfunding in ownership battleTechCrunchHow many times have you heard some urban legend, chain letter or misleading bit of news repeated and immediately found a thorough, fact-based debunking on Snopes? Like every damn day for the last 20 years or so, right? S [...]

Vermont Public RadioAs Regulations Change, Interest In Equity Crowdfunding GrowsVermont Public RadioWhat's often called 'equity crowdfunding' is giving businesses, especially start-ups, a way to raise money when they can't access capital from traditional sources, l [...]

Can-Do Playground featured in national park crowdfunding campaignnews.delaware.govWILMINGTON – On the heels of its 10th anniversary celebration, the Can-Do Playground at Alapocas Run State Park has been selected to be featured on the national crowdfunding site, “Fund Your Park,” by th [...]

MashableStudy shows women are way better than men at crowdfundingMashableMale investors often don't fully understand the value of ideas women entrepreneurs pitch them. They throw capital at food delivery service after food delivery service, but ignore ideas that cater to groups t [...]

BBC NewsCrowdfunding bid to save Brighton's seafront terracesBBC NewsA crowdfunding campaign is being launched to kick-start the repair and regeneration of a section of crumbling Victorian seafront arches. The entire Grade II listed cast iron structure that forms Brighton's [...]

YouCaring Selected as Preferred Crowdfunding Platform for Major League BaseballMarkets InsiderSAN FRANCISCO, July 26, 2017 /PRNewswire/ -- YouCaring today announced that it has entered into a partnership with Major League Baseball (MLB) to bring crowdfunding to the Big Leagues. Throug [...]

Friday Hack Chat: Crowd SupplyHackadayCrowdfunding is a mixed bag, at best. On one hand, you have fantastically successful products like Pebble, Oculus, and the Kano personal computer that managed to take in money, turn out a product, and become a successful company. (If even just for [...]

State College NewsMillbrook Marsh Selected for National Crowdfunding CampaignState College NewsMillbrook Marsh Nature Center in College Township has been selected to participate in the National Recreation and Park Association's "Fund Your Park," crowdfunding campaign. C [...]

American Banker (subscription)Crowdfunding platform expands into small-business lendingAmerican Banker (subscription)CircleUp, which runs an online platform where institutional investors provide equity capital to small businesses, is expanding into lending. The San Francisco-based com [...]

CFB Finance


  • Crowdfunding
  • Crowdfund
  • Peer to Peer Lending
  • FinTech
  • Reg A+
  • Reg CF
  • Crowdfunding USA

Press Release

Live Crowdfunding .tv

What's Next Step in Regulation A+ JOBS ACTS Title IIII :L Interview : Steve Cinelli with Brian Korn Securities and Crowdfunding/Peer-to-Peer Lending Lawyer, Watch more video library | Conference | Interview | Campaign Showcase | Research | Education |