Posts Tagged ‘ Steve Cinelli ’

Daft or Deft – Trump the National Debt

National Debt

By Steve Cinelli , CrowdFundBeat Sr. Editor, @stevecinelli Can the political narrative get any stranger, and in many ways, even incredulous?   First off, the country is undergoing an election season wherein the two front runners are disdained by the majority of Americans.  One (the Dem) purports to have experience, but seriously, she merely has had “exposure”:  yes, a nice (planned) resume, but has she actually accomplished anything as a statesperson or legislator?  Ask about “her” treaties or “her” laws or initiatives that have translated into real progress or meaning, domestically or abroad. Seems to be a goose-egg. But give her credit for marketing…  Then the other…

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Can retail investors compete with hedge funds in p2p ?

P2P

George Popescu Founder and Editor in Chief (Lending Times), Partner ( LunaCap Ventures), Board of Advisors (Gatecoin, AltOptions) CrowdfundBeat Guest post LendingRobot is claiming that it is difficult for retail investors or even high net worth individuals to manage so many micro-loans and to simultaneously compete with hedge funds looking to scoop the best loans under microseconds. Peer-to-peer lending was designed to provide a platform to the investors and borrowers to lend and borrow money without the intrusion of a financial intermediary. Investors need LendingRobot’s algorithms to compete with Hedge Fund algorithms to get the best returns out of these sites. LendingRobot was co-founded by Emmanuel Marot and…

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Beware of Crowdsourcing Bad Actor Partners!

Beware of Crowdsourcing Bad Actor Partners!

By Jennifer Gatewood, PMP , CrowdFundBeat Guest Editor, KYP: Know Your Partner! Before you jump into a partnership, you better “Know Your Partner!” They will impact your business! Most of us have been through closed-door corporate business meetings. You know the ones, only a couple of people are involved in a decision that determines the fate of many. Many times a “sacrificial lamb” is unwittingly offered up, the boardroom door is opened, and the masquerade of “Blame Gamers” and “Problem Shifters” come out in full force.         Now, crowdsourcing has shifted power from the boardroom to virtual corporate and home offices around the world.…

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Vox Populi

Vox Populi

By Steve Cinelli , CrowdFundBeat Sr. Editor, @stevecinelli Earlier we wrote on the power of the crowd to determine the future of Greece via its referendum.  Well, it appears that the voice of the people has become clear, that economic self-detemination is fundamental.  Certainly the “no” vote is not a GREXIT guarantee, rather a possible new positioning to the idiocratic nature of the banking troika.   Yes, the IMF, ECB and EU have lent hundreds of billions to a failed economy, with even a further anemic outlook.  And true, they want their money repaid.   But the debate should and could be elevated into how funds…

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SME, Shadow Banking & Digital Currency


CrowdFunding USA 2015 Steven Cinell – Kim Kaselionis – Candace Klein – Carol Van Cleef – Joseph Barisonzi

Coming to Roost?

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By Steven Cinelli, CrowdFunding Beat, Sr. contributing Editor About three weeks before the Lending Club IPO, I had written a piece concerning the valuation placed on the fin tech platform. Similarly, the review might apply to the other alternative finance platform, OnDeck Capital, which also made their public entrance.    The basic thesis was whether the market was valuing such new forms of alternative finance as technology companies or within the body of financial services.  As shared, if one looks at the metrics used to value finance stalwarts like Wells Fargo or Visa or Capital One, which participate in the same markets, we see multiples of profits, revenues and asset…

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Get Use to It

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By Steven Cinelli, CrowdFunding Beat, Sr. contributing Editor The last couple of weeks have been quite provocative in terms of economic news and the ongoing evolution of a new world order.   As background, I did my master’s thesis on what drives a society – politics or economics.   While politics certainly address the governance of a society, in the end, economics is the linchpin.    Politics, amongst its initiatives, do involve economic allocation, and possibly redistribution, but it’s the resources available and how they are created, dispensed, invested, controlled and manipulated, that drives the body politic and lays the foundation for advancement.  Democracy and capitalism as earlier wrote has…

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Lending Club’s IPO and the Next Phase of Crowdfunding

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By Steve Cinelli, CrowdFunding Beat  Sr.Contributing Editor, The crowdfundingindustry has entered a new, and possibly more legitimate space, in the framework of financial services. I refer to the recent S-1 filing of Lending Club (LC), which elevates the profile of both the company as also the distributed finance industry overall. Lending Club’s claim to an expected $5 billion market capitalization can be viewed as a major success in terms of value creation, market opportunity and the growth of new shadow banking methodologies. We have seen crowd platforms, whether in peer-to-peer lending (P2P) (Prosper and LC), real estate crowdfunding (Fundrise, Realty Mogul), SME loan funding (Funding Circle), raise growth…

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Dichotomous

Dichotomous

 By Steve Cinelli, CrowdFundBeat Contributing Editor. Let’s be straight.  The JOBS Act, while intended for great things, many of which still to be achieved, has been challenged in one particular area – Title III Crowdfunding.  While Mr. President signed the Act some time ago, the implementation of Title III was passed on to the Securities and Exchange Commission (SEC) for review and institution.  For those unfamiliar with Title III, its simple agenda was to allow every day investors, not the accredited sort, to participate in investing in privately held companies.  The SEC, after a year or so, authored a 585 page tome as to how such…

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Content or Distribution: Not Talking Media, Rather Crowdfunding

Content or Distribution:  Not Talking Media, Rather Crowdfunding

 Fri, Jun 20, 2014  By Steve Cinelli  CFB contributing editor, There has been a long debate in the media industry as to where lies the power.  Whether in music, television, books, news or movies, the proverbial query is who has the clout – content owners or distributors?  Distribution, with accelerating reach and scale economies, may enjoy the negotiating power over rights and costs from owners, particularly in an environ of social media, with platforms like Twitter, Facebook, Netflix and YouTube.  Yet content, in a world of unique and limited substitute offerings, can still command the stage, respect and compensation.  The quality of content, the receptivity…

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CFB Live Interview with Primarq CEO Steve Cinelli

CFB Live Interview with Primarq CEO Steve Cinelli

Steve Cinelli founded Primarq in an effort to reinvent the business model for home ownership, making homes more affordable to millions of people. On Monday, October 7, 2013 at 3:00 Pacific, Cinelli will visit with CrowdFundBeat live to explain how crowdfunding will revolutionize home ownership. From Cinelli’s LinkedIn profile: Founder, CEO of PRIMARQ Inc., a paradigm shift in the world of housing finance. Our goal is to bring prudence and opportunity into a fundamentally crucial segment of the US and world economies, namely homeownership. Separately, serves as advisor/director to emerging growth companies, providing counsel for enhancing shareholder value through strategic and financial initiatives. All stages…

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PRIMARQ Home Equity Platform:What if Investors Could Help You Buy Your House?

PRIMARQ Home Equity Platform:What if Investors Could Help You Buy Your House?

“A nation of homeowners is unconquerable.” -Franklin D. Roosevelt NEW YORK (MainStreet)—Homeownership is a daunting, at times seemingly unattainable dream for many Americans—what with total student debt at $1 trillion, a national unemployment/underemployment rate at 14.3%and median household income dropping 7.8% since 2007. The average home price in the U.S. is a whopping $202,000, and the subprime mortgage crisis did nothing to quell anxiety. In fact, this year the American homeownership rate dropped to 65%, its lowest point since 1995. But what if instead of taking out a mortgage from a bank you were able to go in with a number of investors and be the majority stake holder in the…

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HEADLINE NEWS

ForbesTitle III Crowdfunding For Real, Part IIForbesTitle III of the JOBS Act went into effect last year, and many entrepreneurs and small businesses are curious about if it works and how. I had the pleasure of interviewing several companies that have gone through “equity crowdfunding [...]

Crowdfund InsiderIllinois Crowdfunding Starting Strong in 2017 - Crowdfund InsiderCrowdfund InsiderWhile it took longer than expected to get here, Crowdfunding for Illinois businesses is now officially up and running and its full steam ahead. To mark the.and more » [...]

Crain's Cleveland Business (blog)Cleveland Whiskey founder raises a glass to the crowdfunding processCrain's Cleveland Business (blog)Tom Lix, the founder and chairman of Cleveland Whiskey LLC, is part of a Forbes roundtable that looks at how the introduction of so-called [...]

EntrepreneurThis Crowdfunding Category Will Blow Up in 2017, Says the CEO of ...EntrepreneurDavid Mandelbrot believes these kinds of products will be big on the crowdfunding platform this year. He also shares his tips for successful fundraising.and more » [...]

Triple Pundit (registration) (blog)Will Equity Crowdfunding Accelerate Impact Investing in 2017?Triple Pundit (registration) (blog)This past May, a new world of possibilities opened up for social entrepreneurs around the country. The Securities & Exchange Commission (SEC) approved [...]

Science DailyCrowdfunding expands innovation financing to underserved regionsScience Daily"But crowdfunding has opened up funding to everyone else." The article was published in a recent edition of the journal Science. For the study, researchers analyzed data from 2009 to 20 [...]

Crowdfund InsiderReal Estate Crowdfunding Marketplace, Sharestates, Hits $275 Million in Loan VolumeYahoo Finance18, 2017 /PRNewswire/ -- Sharestates, a real estate investment marketplace, has originated $275 million in loans since the platform launched in 2015, making it one of the l [...]

EntrepreneurCan Equity Crowdfunding Be Fixed? - EntrepreneurEntrepreneurWith the adoption last year of the Regulation Crowdfunding (Reg CF) exemptions by the Securities and Exchange Commissionprivate companies can now raise ...and more » [...]

KFDXWhat the Tech: Downfalls of Crowdfunding WebsitesKFDXSupporters of an IndieGoGo project learned this week the company they invested in, has closed shop. Its page on IndieGoGo says it is now under review by the IndieGoGo company. Developers of "The Lily Drone" promised an [...]

The News InternationalSingaporean strangers save Pakistani boy's life via crowdfundingThe News InternationalSINGAPORE: A group of strangers pooled together the funding required for a 10-year-old Pakistani boy's treatment, who has registered a strong recovery after almost suc [...]

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What's Next Step in Regulation A+ JOBS ACTS Title IIII :L Interview : Steve Cinelli with Brian Korn Securities and Crowdfunding/Peer-to-Peer Lending Lawyer, Watch more video library | Conference | Interview | Campaign Showcase | Research | Education |