Posts Tagged ‘ startups ’

THE FINTECH REVOLUTION COMES TO REGIONAL AND COMMUNITY BANKS

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Crowdfund Beat Fintech Center.    Manatt Survey Reveals Collaboration, Not Competition, Between Banks and Fintech Is the Way Forward LOS ANGELES – Oct. 24, 2016 – Thousands of regional and community banks are turning to fintech in order to meet the needs of customers who demand services on their computers, tablets and phones, according to a new report by Manatt, Phelps & Phillips, LLP. Conducted in conjunction with Mergermarket, the report, “Growing Together: Collaboration Between Regional and Community Banks and Fintech,”  is based on survey responses of senior executives from regional and community banks (50%), fintech companies (25%), and private equity firms, venture capital firms…

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Reg A Success Stories

Reg A Success Stories

At Dealflow’s Crowdfunding Conference in NYC last week one of the speakers (a good friend of mine) said that only 2 Reg A+ offerings thus far have closed (been successful), one in real estate (Fundrise) and one in automotive (Elio Motors, a FundAmerica/StartEngine/Hambrecht/Jumpstart customer). That’s incorrect. FundAmerica has, thus far, been a technology and compliance service provider to 11 Reg A+ offerings. Of those, 3 have “failed”, meaning they did not reach their minimums and investors were refunded from escrow. Of the other 8, 6 have met their minimums (and started receiving disbursements from escrow even as they continue to raise capital) and 2 are…

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Will Equity Crowdfunding Overtake Angel and VC?

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BY Alex Topchishvili, Director of Marketing at Wemultiply, a 9.8 Group Company, CrowdFund Beat Guest post, In 2010, AngelList began to use the internet to disrupt the traditional early stage funding model, allowing individual angel investors to engage directly with early stage companies, access their ideas and plans, perform diligence, and individually fund, or pool capital in support of early stage deals – democratizing the investment process for accredited investor participants.  In line with this and other developments, angel networks, empowered by the Internet and an ability to share information, began to expand their reach, at the same time as VC’s began to look for…

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Daft or Deft – Trump the National Debt

National Debt

By Steve Cinelli , CrowdFundBeat Sr. Editor, @stevecinelli Can the political narrative get any stranger, and in many ways, even incredulous?   First off, the country is undergoing an election season wherein the two front runners are disdained by the majority of Americans.  One (the Dem) purports to have experience, but seriously, she merely has had “exposure”:  yes, a nice (planned) resume, but has she actually accomplished anything as a statesperson or legislator?  Ask about “her” treaties or “her” laws or initiatives that have translated into real progress or meaning, domestically or abroad. Seems to be a goose-egg. But give her credit for marketing…  Then the other…

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Why VCs Do Not Like Equity Crowdfunding

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By Howard Marks Executive Chairman and co-founder at StartEngine Crowdfunding CrowdFund Beat Guest Post, In April 2012, President Obama signed the JOBS Act and announced that Americans will now have access to the capital they need from ordinary investors. Yet the media received the declaration quietly — meaning most U.S. citizens remained blissfully unaware of this revolutionary new regulation. The venture capital industry is probably one of the most vital sources of risk capital for our economy. It has produced the industry giants that command worldwide success: Google, Apple, Microsoft, etc. Without VC, most of those businesses would have never existed. Moreover, VCs have significantly contributed to our country’s technological success. Most people…

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Equity Crowdfunding: Is It For You?

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By Rick Pendykoski, Crowdfund Beat Guest Post, Equity crowdfunding is a huge trend in the startup market, helping a number of companies launch their goods and services without heavy investment of their own. While it’s widely considered one of the coolest ways to see ideas come to fruition, equity crowdfunding may not be the best option for every investor. What is Equity Crowdfunding? Crowdfunding is the practice of raising funds for a venture or project through the collective efforts of a large number of individual investors, largely through online crowdfunding platforms. Equity crowdfunding, also known as invest crowdfunding or crowdinvesting, is an online process where…

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How Reg A+ enables raising up to $50 mil from the general public

How Reg A+ enables raising up to $50 mil from the general public

Given that only a few marketplace lenders accept money from retail investors, Regulation A+ may be a viable option to help these platforms diversify their funding sources away from institutional capital. One of the overarching themes at LendIt 2016 last week was the current liquidity and funding challenges in the capital markets and platforms’ difficulty in raising new venture capital. It was apparent to many industry participants that there is a need to diversify sources of funding. I had the pleasure at LendIt to sit down and discuss Regulation A+, a new capital raising option for startups and emerging growth companies, with Jason Gilbert, a…

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Due Diligence: a Two-Way Street Every Startup Should Know About

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By Maria Jones | Partnership Manager @ investors angel  Crowdfund Beat Guest Editor,             Due Diligence is a complex and highly responsible process, and is one of the most important stages during fundraising and investment. Experienced investors already know which professionals to employ and what things to pay attention to in a potential object of investment – and we have already given them some advice in an earlier article. Meanwhile, some of the younger and less experienced entrepreneurs usually expect their due diligence with a sense of anxiety, perceiving it as something inevitable and unpleasant. Well, let’s talk about it, dispel…

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5 High-Risk High-Return Alternative Investment Options

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By John Smith CrowdFundBeat Guest Post, Investing in modern alternative versions of stock can be a double-edged sword. It’s a very lucrative but highly risky way to make a difference in your life by getting huge returns on your investments. What you’re going to invest is entirely up to your personal tastes and gut-feelings; because these days, companies, businesses and initiatives come and go like the wind. The ones that remain on their feet have somehow managed to prove that the game works, so why not give it a shot at some of the best alternative investment options and see how it goes? Just make…

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Crowdfunding Law & Order

Defining an Accredited Investor

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By Chris Rohde Wealthforge,  Crowdfund Beat Guest post,  In the world of private placements under Regulation D, there are many questions that must be asked in the process of conducting a successful offering. However, one question rises above the rest: “Is the investor an accredited investor?” Answer yes, and the investor may enter the offering. Answer no, and the investor is likely sent packing. So, what is an “accredited investor” exactly? Under Regulation D, there are several categories of accredited investors. While all of these are laid out in the rule, in particular 17 C.F.R. 230.501, most individuals who invest in a Regulation D offering accredit via…

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Better Safe Than Sorry: A Quick Guide to Due Diligence

Better Safe Than Sorry: A Quick Guide to Due Diligence

By Maria Jones | Partnership Manager @ investors angel  Crowdfund Beat Guest Editor, Better Safe Than Sorry: A Quick Guide to Due Diligence “Carefully and diligently conduct your Due Diligence”, “Do not spare any expense when conducting Due Diligence” – these phrases are said by practically any guide for investors, concentrated on equity crowdfunding. However, not all of these guides and resources go into depth on what exactly due-diligence presents in and of itself. This process has been in business practice for quite awhile now, as such they did not see much sense in telling everyone about something that is so well-known. However with the emergence…

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HEADLINE NEWS

Telegraph.co.ukWellesley to freeze crowdfunding campaign as it courts City investorsTelegraph.co.ukPeer-to-peer property lender Wellesley is suspending its crowd-funding efforts as it courts City investors to help fund its expansion. Wellesley is set to pause its campaign that asked s [...]

UC BerkeleyCrowdfunding expands innovation financing to underserved regionsUC Berkeley“But crowdfunding has opened up funding to everyone else.” The article was published in a recent edition of the journal Science. For the study, researchers analyzed data from 2009 to 2015 on successf [...]

Crowdfunding Helps Little Red Feather Buy Horse Share ...BloodHorse.com (press release) (registration) (blog)Little Red Feather Racing (LRF) announced Jan. 13 that under their recently established LRF Thoroughbred Fund ("Fund"), they have acquired a minority ...and more » [...]

VentureBeatHere's how regulation crowdfunding performed in 2016VentureBeatIn May, the third and final part of the 2012 JOBS Act, Regulation Crowdfunding, went into effect and 2016 ended with much promise for entrepreneurs seeking funding and our government seeking jobs. Regulatio [...]

NBC 10 PhiladelphiaTrenton Bakery Raises $6 Thousand From CrowdfundingNBC 10 PhiladelphiaA brand new bakery in Trenton is launching its grand opening on Saturday, but the grand opening – or even the bakery – wouldn't be possible without crowdfunding. Studio B received six thousan [...]

EntrepreneurHow Will Donald Trump's Presidency Affect Crowdfunding?EntrepreneurDonald Trump will soon be inaugurated as the country's 45th president and will potentially impact the burgeoning crowdfunding industry in a "yuge" way. Before ...and more » [...]

Chicago startups now can use crowdfunding to raise equity fundingChicago Business JournalIndiegogo, one of the most popular rewards-based crowdfunding platforms, announced late last year that project supporters will be able to make equity investments after the Securities and Exchange [...]

Forbes'Star Citizen' Lumbers Into 2017 With $141 Million In CrowdfundingForbesWhile HL3 is more a question if Valve ever feels like making video games again, Star Citizen is another animal entirely, a game that's very publicly in development with a practically unlimited [...]

Popular MechanicsWhy You Shouldn't Trust a Crowdfunding Project: Volume InfinityPopular MechanicsThis, unfortunately, is not an unheard of end for crowdfunding campaigns. Kickstarter has done its best to mitigate these failures by requiring folks who wish to run a project to show [...]

Crowdfund InsiderCrowdfunding a Sports Car: Dubuc Motors Seeks up to $20 Million on StartEngineCrowdfund InsiderCrowdfund Insider originally covered Dubuc's crowdfunding project a year ago when the company commenced “testing the waters” for investor interest. Today, they are well [...]

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