Fintech Fundings: 26 Companies Raise $270 Million


The fintech sector attracted $266 million in new capital the second week of August. Half went to Finovate/FinDEVr alums including: $56 million to customer service specialist Interactions $52.5 million to alt-auto-title lender Finova Financial $17 million to Upguard for its cybersecurity technology $5.8 million went to Finovate alum Pindrop to further its phone-based fraud solutions $5 million to CUneXus to expand its consumer lending platform The number of deals totaled 26, slightly below the YTD average of 28 deals per week. The YTD total now stands at 895, about 400 more than last year’s 484. Total dollars raised YTD is $19.9 billion, nearly double the…

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Commonwealth Capital Adds New Crowdfunding Chapter to Its Premier E-Book,

Secrets of Wall Street E-Book (PRNewsFoto/Commonwealth Capital LLC)

CHICAGO, July 28, 2016 /PRNewswire/ — Commonwealth Capital LLC, a pioneering provider of Corporate Finance Advisory and Regulation Crowdfunding services, announced today that it has updated its popular e-book with a new Chapter Two dedicated entirely to crowdfunding. The definition of the term “crowdfunding” has evolved in recent years. The term was originally used for donation-based crowdfunding only, but is now used to define capital-based crowdfunding — also known as Regulation Crowdfunding — under Title II (2) and then under Title III (3) of the Jumpstart Our Business Startups (JOBS) Act of 2012. The JOBS Act has significantly leveled the investment playing field, encouraging a growing…

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An A+ Day for SEC Regulation A+ – A Victory in Court for Small Business!

Game Change? Impact of REG A+

By Samuel S. Guzik Founder, Guzik & Associates, Crowdfund BEat Guest Post. June 14, 2016 Today was an important day for small and emerging companies. On this day the US Court of Appeals for the DC Circuit dismissed the challenge by NASAA and others to set aside the SEC’s rulemaking under Title IV of the Jumpstart Our Business Startups Act (the JOBS Act). Regulation A, as modified by Title IV of the JOBS Act, was a critical step by both Congress and the SEC in making the public markets available to small and emerging businesses – at an affordable cost and without the burden and uncertainty of…

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“The Fix Crowdfunding Act”

Patriotic Symbols of the United States of America

BY Lauren Leibowitz, Principal at 1st BridgeHouse Securities, LLC, Crowdfund Beat Sr. contributing editor, The Evolving Crowdfunding Regulations: Now Presenting “The Fix Crowdfunding Act” On April 5, 2012 the JOBS Act was passed. On October 30, 2015 Title III: Equity Crowdfunding final rules were passed which marked all 7 Titles of the JOBS Act were approved. Recently, the ‘‘Fix Crowdfunding  Act’’ was  introduced to Congress to improve Regulation Crowdfunding.  FINRA and SEC has taken an approach of letting the crowdfunding industry cultivate the business model and the regulators will oversee and implement regulations on an as needed basis. The integration of technology within the private capital markets is…

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REPORT: Is Marketplace lending A temporary phenomenon?


Crowdfund Beat Data Center: Deloitte Report MPLs are online platforms that enable investors to lend to retail and commercial borrowers. Unlike banks, MPLs do not take deposits or lend themselves; as such they do not take any risk onto their balance sheets. They make money from fees and commissions received from borrowers and lenders. The rise of Marketplace lending has urged many commentators to highlight the potential disruption that such new business models may bring to traditional banking. Our research presents a different opinion and instead concludes that MPLs do not currently have the competitive advantage needed to threaten this traditional banking model. However, while…

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SEC’s Guidance On Advertising By “REG CF Title III”Issuers

SEC’s Guidance On Advertising By “REG CF Title III”Issuers

By Mark Roderick Shareholder, Flaster/Greenberg P.C. CrowdFund Beat ‘s  Sr.Guest Editor. The SEC just provided guidance for Title III issuers in the form of Compliance and Disclosure Interpretations. You can read the CD&I’s themselves here. Before Filing Before filing Form C (the disclosure document used in Title III) and being listed on a Funding Portal, a Title III issuer may not take any action that would “condition the public mind or arouse public interest in the issuer or in its securities.” That means: No Demo Days No email blasts or social media posts about the offering No meetings with possible investors After Filing Once a Title III…

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CrowdEngine First to Offer Regulation CF Crowdfunding Software


Crowdfund Beat News Wire,  Washington, D.C. – May 16, 2016 – CrowdEngine to demo it’s Compliance Engine™ features for the new Regulation Crowdfunding rules today at the Capital Washington D.C. for Members of the House, Senators, and 300 other well respected guests.  CrowdEngine’s compliance automation solution and white-label crowdfunding software allows entrepreneurs to launch funding portals in a fraction of the time than building from scratch to achieve lower costs, and better investor experiences. “We are proud to be the first to offer a solution for funding portals to offer securities under the new Regulation Crowdfunding rules.   Our secure, cloud-based compliance automation platform is trusted…

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Will Equity Crowdfunding Overtake Angel and VC?

business woman with earned money

BY Alex Topchishvili, Director of Marketing at Wemultiply, a 9.8 Group Company, CrowdFund Beat Guest post, In 2010, AngelList began to use the internet to disrupt the traditional early stage funding model, allowing individual angel investors to engage directly with early stage companies, access their ideas and plans, perform diligence, and individually fund, or pool capital in support of early stage deals – democratizing the investment process for accredited investor participants.  In line with this and other developments, angel networks, empowered by the Internet and an ability to share information, began to expand their reach, at the same time as VC’s began to look for…

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Donald Trump & Rule 506(d) bad actor


Lauren Leibowitz, Principal at 1st BridgeHouse Securities, LLC, CrowdfundBeat Sr. Guest editor, On July 10, 2013, the Securities and Exchange Commission adopted bad actor disqualification provisions for Rule 506 of Regulation D under the Securities Act of 1933, to implement Section 926 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The disqualification and related disclosure provisions appear as paragraphs (d) and (e) of Rule 506 of Regulation D.           As a result of Rule 506(d) bad actor disqualification, an offering is disqualified from relying on Rule 506(b) and 506(c) of Regulation D if the issuer or any other person covered by…

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Equity Crowdfunding, Startup Ecosystems And Role Of Governments


By Valto Loikkanen, Grow VC  &  CrowdFundBeat contributing guest editor, Enabling Equity Crowdfunding & Accelerating Startup Ecosystems Globally, For startup ecosystems creating innovations, jobs and economic growth around the world, these new digital investing models, like equity crowdfunding and related processes accelerate the overall investing knowledge especially with reference to investment processes and investor expectations. In general, they can help a city or country to “skip a generation” of trying to only build or grow traditional “offline” based risk finance models like grants, traditional business angel and venture capital models. In mature markets, business angels and VC’s too are already moving onto digital platforms and investing alongside…

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95 Tips Crowdfunding for Crowdfunders


CrowdfundBeat News Wire,  As the world of alternative finance grows, so does the need for knowledge sharing, advice giving, case studies and success stories. We’ve reached out into the heart of the crowdfunding community to pull together a jam-packed free download for anyone looking to raise funds from the crowd – 95 Tips, for Crowdfunders from Crowdfunders.            I can confidently say it’s brilliant because all we did was glue it together. Every individual piece of advice in the doc has been given freely by some of the UK’s leading crowdfunding superstars. The people who are qualified to give advice because they’ve…

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You Can Use Subsidiaries Without Violating the 100 Investor Rule

You Can Use Subsidiaries Without Violating the 100 Investor Rule

By Mark Roderick , CrowdFund Beat   Sr. Guest  Contributor,  Everyone knows the “100 investor rule” is a thorn in the side of Crowdfunding portals. The good news is you can still use subsidiaries to protect yourself from liability. The basics of the 100 investor rule: A company engaged in the business of investing in securities is an “investment company” and subject to burdensome regulation under the Investment Act of 1940. A “special purpose vehicle” formed by a portal to invest in a portfolio company is engaged in the business of investing in securities. There’s an exception: if the SPV has no more than 100 investors, it’s not an…

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ForbesHow Crowdfunding Can Supercharge Your Campaign In 2016ForbesThey say that there are about 7.45 billion people living in this world right now. Imagine that if you could get each of these seven-and-a-half billion people to contribute one cent to your project, well, you know what I [...]

How Crowdfunding Has Changed the Startup GameSingularity HubCrowdfunding has become a multi-billion-dollar industry, funneling millions of dollars into thousands of projects. Technology in particular is one of the leading categories on popular fundraising platforms like Kickstarter an [...]

The GuardianCrowdfunding: the new buzzword for academics needing research moneyThe GuardianArchaeologist Dr David Petts, from Durham University, has also used crowdfunding, raising almost £25,000 to fund a project on Lindisfarne, off the Northumberland coast. The dig, in June, led to [...]

Crowdfund InsiderWhen It Comes to Retail Crowdfunding, SAFEty FirstCrowdfund InsiderOn September 22nd, Crowdfund Insider published a post summarizing the arguments presented in our new essay entitled “Crowdfunding and the Not-So-Safe SAFE“ (forthcoming in Virginia Law Review Online). [...]

CNNMoneyDorothy's fading red slippers saved by $300000 in crowdfundingCNNMoneyThe ruby red slippers worn by Judy Garland in the beloved 1939 film "The Wizard of Oz" are set to undergo a major conservation effort following a successful crowdfunding campaign. The Smithson [...]

Airbitz, BitPay, and Wefunder leverage bitcoin and new US ...Brave New CoinEquity crowdfunding platform, Wefunder, recently started accepting bitcoin. On the same day, popular bitcoin mobile wallet provider Airbitz announced the ...and more » [...]

BloombergCouples Desperate For Children Turn to Crowdfunding FertilityBloombergCrowdfunding has become a popular mechanism for many couples who can't afford the high costs of IVF, or adoption and surrogacy. “It's not an easy thing to share publicly,” says Crystal Barrett, 33 [...]

Equities.comEntrepreneurship in the Crowdfunding EraEquities.comBrandon Adams & Greg Rollett are the co-hosts of Ambitious Adventures: Reality TV for Young Entrepreneurs, so they've learned a thing or two about how to start a business. Here, Rollett and Adams talk entrepreneu [...]

Kiplinger Personal FinanceRaise Money for Personal Bills on Crowdfunding SitesKiplinger Personal FinanceWhile crowdfunding is often associated with business start-ups, many people are finding it a fruitful way to raise money for personal needs. Sites such as YouCaring, GoGetFunding, G [...]

AZCentral.comTiny companies lure investors under Arizona crowdfunding lawAZCentral.comInvestors who make bets under the state's one-year-old crowdfunding law certainly have the potential to get in on the ground floor, but they must be patient and might not receive any returns. Th [...]

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