Oil

The Battle to Launch a Next-Generation Retirement Product & Control $14 Trillion in Investment Direction

By Dara Albright,CrowdFunding Beat Guest Editor, FinTechREVOLUTION.tv  , Dara Albright Media, In the Fall of 2016, I penned an article entitled, “Modernizing the Self-direct IRA – The Trillion Dollar FinTech Opportunity” – the first in a new series of articles that focuses on next-generation retirement planning. The piece underscored how FinTech will mend America’s flawed retirement system and foster the growth of “digital” investing. This initial report drew attention to the growing necessity for a low-cost, high speed, autonomous retirement solution that would meet the demands of today’s alternative micro-investor. Most significantly, the piece summarized the two distinct individual retirement account prototypes – the Brokerage IRA and the…

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Crowdfunding- The Good, The Bad & The (really) Ugly

By Shane Liddell is the CEO and chief Crowdfundologist at Smart Crowdfunding LLC,. Crowdfund Beat Guest post, Part 3 –The (really) Ugly Introduction In Part 1 I covered all of the good things that we have seen as crowdfunding continuously gathers momentum across the world. The future looks bright indeed! In Part 2 I wrote of changes within the industry, especially within rewards based crowdfunding – the competition which makes it so much harder for the small guys and the Indiegogo platform now giving preferential treatment to corporates, allowing them “…to pay for special placement on Indiegogo’s site, making them more discoverable than other campaigns”.…

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Crowdfunding expands innovation

Crowdfunding expands innovation

By Brett Israel, Media relations |berkeley.Edu Cowdfunding platforms, such as Kickstarter, have opened a funding spigot to startups in regions that have suffered from a venture capital drought, a new UC Berkeley study shows. County-level distributions of Kickstarter campaigns and venture capital investments, and the ratio of the amount of Kickstarter to venture capital funding, 2009–2015. Increasing blue to red indicates a higher ratio of Kickstarter to venture capital funding. (Graphic by J. YOU/Science) Historically, funding for innovation has come from venture capitalists, which tend to fund entrepreneurs that often mirror the investors in terms of their educational, social and professional characteristics. Venture capital funding…

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SEC Adopts Final Expanded Intrastate Crowdfunding Rules

By Samuel S. Guzik, CrowdFundBeat special guest editor,  Guzik & Associate Today the SEC unanimously adopted amendments to Rule 147 and Rule 504, and adopted a new Rule 147A, intended to modernize and facilitate local offerings by companies in their home state.  The final rules are much improved from the proposed rules issued in October 2015, in response to virtually unanimous views of rule commentors. The only fly in the ointment is that most states will need to update their legislation in order to be able to take advantage on the new, relaxed rules allowing broad internet solicitation. However, sales are still limited to investors in…

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REPORT: Equity Crowdfunding – Risks and liabilities as the industry matures

  BY Ronald Kleverlaan Crowdfunding strategy, CrowdfundingHub, advisor European Commission, co-founder European Crowdfunding Network Within the rapidly-expanding alternative finance industry, equity crowdfunding is emerging as a popular method of growth finance. Equity crowdfunding is a mechanism by which a broad group of investors can fund start-up companies and small businesses in return for equity. In collaboration with UK insurance company AIG, the researchers of CrowdfundingHub worked together with leading European experts from SyndicateRoom, Seedrs, AIG, CrowdCube, Invesdor, Twintangibles and Legal Alternative to create a state-of-the-art overview of the Equity Crowdfunding industry. Summary of report Introduction: The rise and rise of equity crowdfunding Overview of the growth…

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Reg A Success Stories

Reg A Success Stories

At Dealflow’s Crowdfunding Conference in NYC last week one of the speakers (a good friend of mine) said that only 2 Reg A+ offerings thus far have closed (been successful), one in real estate (Fundrise) and one in automotive (Elio Motors, a FundAmerica/StartEngine/Hambrecht/Jumpstart customer). That’s incorrect. FundAmerica has, thus far, been a technology and compliance service provider to 11 Reg A+ offerings. Of those, 3 have “failed”, meaning they did not reach their minimums and investors were refunded from escrow. Of the other 8, 6 have met their minimums (and started receiving disbursements from escrow even as they continue to raise capital) and 2 are…

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Crowdfunding in Emerging Markets

CrowdFund Beat Data Center, A new report, Crowdfunding in Emerging Markets: Lessons from East African Startups, captures lessons learned from East African entrepreneurs who were among the earliest adopters of crowdfunding in the developing world. Crowdfunding is the practice of raising monetary contributions from a large number of people, typically online, to fund a project or venture. In the past 10 years, crowdfunding has evolved into a $16 billion market, largely concentrated in North America and Europe. In developing countries, the crowdfunding market is expected to reach $327 million this year—about 2 percent of the global total. Despite this slow adoption, crowdfunding has been heralded as…

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A Reflection of Online Money Lending

By Steve Cinelli , CrowdFund Beat Sr. Editor, @stevecinelli Some many months back, in fact prior to their listings, I wrote a piece questioning the lofty valuations of the marketplace lending platforms (LC and ONDK) as they entered the public markets.  The basic thesis was recognizing the fundamental business these platforms engaged, i.e., money lending, and how others in the same space, albeit not as “technology positioned”, delivered the same product and/or service, and I thus intimated that the newbies should be valued with similar metrics to the incumbent financial institutions. In observing the platforms’ performances over the last year, as well as evolving market conditions,…

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REPORT: Is Marketplace lending A temporary phenomenon?

Crowdfund Beat Data Center: Deloitte Report MPLs are online platforms that enable investors to lend to retail and commercial borrowers. Unlike banks, MPLs do not take deposits or lend themselves; as such they do not take any risk onto their balance sheets. They make money from fees and commissions received from borrowers and lenders. The rise of Marketplace lending has urged many commentators to highlight the potential disruption that such new business models may bring to traditional banking. Our research presents a different opinion and instead concludes that MPLs do not currently have the competitive advantage needed to threaten this traditional banking model. However, while…

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Reg A+ Offering : 8 Tips to Funding Success

By Rod Turner  founder and CEO of Manhattan Street Capital, Crowdfundbeat Guest Editor, The doors to Reg A+ are now open, with approximately 100 filings, 29 qualified by the SEC, to seek an average $23 million goal. The aggregate capital being sought is now $1.5 billion. The first company to complete a Reg A+ offering, Elio Motors, raised $16.9 millionfrom 6,600 investors at a pre-money valuation of $300 million, and is now listed on the OTCQX.               If you’re considering raising funds with Reg A+, check out the following tips:  1. Don’t Underestimate The Importance of Consumer Appeal. In…

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State of the Nation

By Steve Cinelli , CrowdFundBeat Sr. Editor, @stevecinelli We use the term “democracy” to describe our governmental structure.  Characteristic of such a term evokes “everyone has a vote”, “everyone has a say”, and that the majority, of equals, should determine the outcome.  This premise, no matter how noble, is flawed.   In the current state of political affairs, we are witnessing tremendous vitriol, overwhelming divisiveness, that those outside of our country are wondering what reality show has gone mainstream.  Or even further, might they be experiencing the implosion, if not demise of the greatest nation on earth before their eyes?     The United States is not…

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What does it really take to raise capital in the disruptive crowdfunding sector?

What does it really take to raise capital in the disruptive crowdfunding sector?

By Oscar A Jofre Jr. President/CEO, Fintech, Regulated Crowdfunding, Capital Markets,  CrowdFund Beat Guest Post, All Hands On Deck All too often, the responsibility of a company raising capital is left in the hands of a few people…and that weighs on them, affecting everyone. The majority of the team is left out of the process, carrying on day to day operations without input into where the company is going, and how it’ll get there. Prior to the advent and adoption of equity crowdfunding, some companies going through capital raises would hire a professional to do it for them as they are busy running the company. But…

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HEADLINE NEWS

Forbes7 Crowdfunding Keys For Social EntrepreneursForbesLots of people hold themselves out to be crowdfunding experts. I haven't met anyone who has raised more money in on Kickstarter and Indiegogo than Funded Today's Zach Smith. He reports raising over $110 million total ov [...]

NEPA Scene (blog)Keystone Rampworks starts crowdfunding campaign for new Wilkes-Barre skate park and entertainment venueNEPA Scene (blog)With a business plan in place, the first-time business owners are currently working on securing the funding, so they've started a crowdfunding [...]

Chicago TribuneCompetitor acquires Chicago-based crowdfunding site GiveForwardChicago TribuneGiveForward, the Chicago-based crowdfunding platform, has been acquired by YouCaring, a San Francisco-based competitor. Launched in 2008 by Desiree Vargas Wrigley ⇒ and Ethan Austin, GiveForwa [...]

UK Fundraising10:10 seeks organisations to benefit from solar power crowdfunding campaignUK FundraisingThe crowdfunding campaign and its focus is a tribute to singer-songwriter, actor and musician Prince, who died last year. After his death it emerged that he was a clean energy advoca [...]

PGH City Paper (blog)WQED's Rick Sebak launches crowdfunding campaignPGH City Paper (blog)At a time when funding for public broadcasting is at risk, one Pittsburgh legend is looking to bring more programming to WQED through alternative means. This week, Sebak launched a Kickstart [...]

Yahoo FinanceHapbeat Begins Kickstarter Crowdfunding Project for Wearable Device "hapbeat"Yahoo FinanceHapbeat, a start-up company formed at the Tokyo Institute of Technology, will begin a crowdfunding campaign (https://goo.gl/j6g0oy) on Kickstarter for the production of rev [...]

Crowdfunding launched for Cho-Sargent memorialLewiston Sun JournalA crowdfunding campaign on the popular site GoFundMe was launched late last week toward a memorial garden project in honor of Foley's son, Jayden Cho-Sargent, just a few days after the family was told the current m [...]

Boulder foam snowshoe makers launch crowdfunding campaignBizWest MediaNow, Crescent Moon is raising capital to make the molds for the foam shoe, a small one that will fit most men and women. Thamm said the company is committed to making the shoe, which they're calling the Eva, wh [...]

Danbury News TimesNoteworthy Chocolates turns to crowdfunding to pay for patentDanbury News TimesThe Sauvageaus are also no strangers to running successful crowdfunding campaigns, having raised more than $28,000 from 390 supporters on Kickstarter last spring to launch the business. Th [...]

People's Light launches crowdfunding campaign on play about ...The PhoenixMALVERN >> This month, People's Light launched a month-long crowdfunding campaign around the world premiere production of “Project Dawn,” a vital new ...and more » [...]

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