Food

THE FINTECH REVOLUTION COMES TO REGIONAL AND COMMUNITY BANKS

download-20

Crowdfund Beat Fintech Center.    Manatt Survey Reveals Collaboration, Not Competition, Between Banks and Fintech Is the Way Forward LOS ANGELES – Oct. 24, 2016 – Thousands of regional and community banks are turning to fintech in order to meet the needs of customers who demand services on their computers, tablets and phones, according to a new report by Manatt, Phelps & Phillips, LLP. Conducted in conjunction with Mergermarket, the report, “Growing Together: Collaboration Between Regional and Community Banks and Fintech,”  is based on survey responses of senior executives from regional and community banks (50%), fintech companies (25%), and private equity firms, venture capital firms…

Read more »

Fintech Fundings: 26 Companies Raise $270 Million

2020fintech-report-logo-300

The fintech sector attracted $266 million in new capital the second week of August. Half went to Finovate/FinDEVr alums including: $56 million to customer service specialist Interactions $52.5 million to alt-auto-title lender Finova Financial $17 million to Upguard for its cybersecurity technology $5.8 million went to Finovate alum Pindrop to further its phone-based fraud solutions $5 million to CUneXus to expand its consumer lending platform The number of deals totaled 26, slightly below the YTD average of 28 deals per week. The YTD total now stands at 895, about 400 more than last year’s 484. Total dollars raised YTD is $19.9 billion, nearly double the…

Read more »

Alternative Finance in Europe grew to €5.4 billion

images (8)

By Ronald Kleverlaan,  Crowdfunding Beat Guest post, Crowdfunding strategy, CrowdfundingHub, advisor European Commission, co-founder European Crowdfunding Network The European online alternative finance market grew 92% to €5.4 billion in 2015, according to the second annual survey by theCambridge Centre for Alternative Finance, in partnership withCrowdfundingHub, KPMG and supported by CME Group Foundation.   Total amount of funding between 2013-2015 Sustaining Momentum The report released today, entitled “Sustaining Momentum”, had the support of 17 major European industry associations and research partners, and was based on data from 367 crowdfunding, peer-to-peer lending and other alternative finance intermediaries from 32 European countries – capturing an estimated 90 per…

Read more »

Managing The Risks Of Crowdfunding

Crowdfunding Risk

By Evan Bundschuh, RPLU  & CrowdFund Beat Guest Editor, For new ventures looking to raise capital or test their market/product, crowdfunding has proven to be the go-to solution with an ease and excitement that other methods of funding lack. With that excitement though comes challenges. As a fairly young platform with a legal landscape that has yet to develop, the risks of crowdfunding are often overlooked. While the risks may seem invisible, mistakes are inevitable, as are the lawsuits and damages that follow. The challenge is forecasting when and where the potential dangers/disasters will arise (before they do) in order to protect your business, its directors, and…

Read more »

iDisclose Partners With Republic on Its Title III Crowdfunding

Republic-Featured-Image

Crowdfund Beat News, iDisclose Provides Republic Users With a Low Cost Legal Solution to Comply With Title III Crowdfunding Regulations NEW YORK, NY–(Marketwired – July 18, 2016) – iDisclose announced today that it is proud to be a part of Republic’s Title III crowdfunding launch. The AngelList spinoff and funding portal officially launched today with iDisclose as its exclusive Form C service provider. Each Republic issuer is provided with access to the iDisclose application to prepare their Form C at a fraction of the time and cost of using a traditional lawyer or law firm. Using a series of adaptive questions, similar to TurboTax TM,…

Read more »

Crowdfunding Curriculum

img2 (1)

INTRODUCTION Four years after Congress passed the JOBS Act, requiring the relaxing of certain rules on raising funds, equity crowdfunding for non-accredited investors finally arrived May 16. According to The National Law Review, here are some of the most important facts to know:1 Non-public US companies may raise funds on the Internet from accredited and non-accredited investors alike. Crowdfunding must be conducted through SEC approved fundraising portals that are managed by registered broker-dealers (i.e., not a company’s own website). The amount raised cannot exceed $1,000,000 in a 12 month period. Individual investors with annual income under $100,000 are limited to investing the greater of $2,000…

Read more »

FinLaw:  Who will buy your company’s stock?

fotolia_1047515_XS

By Scott Andersen, CrowdfundBeat Guest Contributor, Principal at finLawyer.com There is a maxim used by securities professionals that “stocks are sold, not bought.”  This maxim summarizes the view that for a securities offering to be successful, it needs a broker-dealer to solicit and recommend the offering to prospective investors. Now with the JOBS Act and companies selling securities directly to investors through general solicitation (advertising), the question is raised:  who will buy your company’s stock?  Moving away from a broker-dealer to reliance on advertising alone requires careful planning for an offering to be successful.  This is difficult for a company that has not raised capital before. …

Read more »

Five Ways that Brexit Will Complicate Cross-Border M&A

BREXIT-1

By Jonathan B. Wilson CrowdFundBeat Sr. Guest Editor, Partner, Taylor English Duma LLP  Last week’s referendum in the UK and the decision for Great Britain to exit the European Union has caused turmoil in financial markets.  For M&A practitioners, however, the impact is only just beginning.  Here are five key ways in which Brexit will complicate cross-border M&A: 1. Deal Terms Will Need to Contemplate the Potential for Additional Exits If you thought the UK exit was tumultuous, just imagine the complications that might result if the Netherlands, France or another EU stalwart held a referendum that allowed its voters to possibly leave the EU.  M&A…

Read more »

“The Fix Crowdfunding Act”

Patriotic Symbols of the United States of America

BY Lauren Leibowitz, Principal at 1st BridgeHouse Securities, LLC, Crowdfund Beat Sr. contributing editor, The Evolving Crowdfunding Regulations: Now Presenting “The Fix Crowdfunding Act” On April 5, 2012 the JOBS Act was passed. On October 30, 2015 Title III: Equity Crowdfunding final rules were passed which marked all 7 Titles of the JOBS Act were approved. Recently, the ‘‘Fix Crowdfunding  Act’’ was  introduced to Congress to improve Regulation Crowdfunding.  FINRA and SEC has taken an approach of letting the crowdfunding industry cultivate the business model and the regulators will oversee and implement regulations on an as needed basis. The integration of technology within the private capital markets is…

Read more »

A CEO’s Perspective Crowdfunding with “REG CF Title III”

REG CF

By Terry White is the Founder/CEO of athletic apparel company WOLACO. Crowdfund Beat Gust Post Since Title III of the Jobs Act just recently went into effect we decide to get a closer look at how CEOs actually view the new legislation in respect to their future financing needs. We had an opportunity for a Q&A with Terry White the Founder/CEO of athletic apparel companyWOLACO.  He was able to share with us the company’s history as well as their first crowdfunding experience with Kickstarter and his perspective on Title III. CT: What does WOLACO mean? TW: WOLACO is an acronym for Way of Life Athletic Co. I thought…

Read more »

REPORT: Is Marketplace lending A temporary phenomenon?

1-c54b29e834

Crowdfund Beat Data Center: Deloitte Report MPLs are online platforms that enable investors to lend to retail and commercial borrowers. Unlike banks, MPLs do not take deposits or lend themselves; as such they do not take any risk onto their balance sheets. They make money from fees and commissions received from borrowers and lenders. The rise of Marketplace lending has urged many commentators to highlight the potential disruption that such new business models may bring to traditional banking. Our research presents a different opinion and instead concludes that MPLs do not currently have the competitive advantage needed to threaten this traditional banking model. However, while…

Read more »

Daft or Deft – Trump the National Debt

National Debt

By Steve Cinelli , CrowdFundBeat Sr. Editor, @stevecinelli Can the political narrative get any stranger, and in many ways, even incredulous?   First off, the country is undergoing an election season wherein the two front runners are disdained by the majority of Americans.  One (the Dem) purports to have experience, but seriously, she merely has had “exposure”:  yes, a nice (planned) resume, but has she actually accomplished anything as a statesperson or legislator?  Ask about “her” treaties or “her” laws or initiatives that have translated into real progress or meaning, domestically or abroad. Seems to be a goose-egg. But give her credit for marketing…  Then the other…

Read more »

HEADLINE NEWS

Telegraph.co.ukWellesley to freeze crowdfunding campaign as it courts City investorsTelegraph.co.ukPeer-to-peer property lender Wellesley is suspending its crowd-funding efforts as it courts City investors to help fund its expansion. Wellesley is set to pause its campaign that asked s [...]

UC BerkeleyCrowdfunding expands innovation financing to underserved regionsUC Berkeley“But crowdfunding has opened up funding to everyone else.” The article was published in a recent edition of the journal Science. For the study, researchers analyzed data from 2009 to 2015 on successf [...]

Crowdfunding Helps Little Red Feather Buy Horse Share ...BloodHorse.com (press release) (registration) (blog)Little Red Feather Racing (LRF) announced Jan. 13 that under their recently established LRF Thoroughbred Fund ("Fund"), they have acquired a minority ...and more » [...]

VentureBeatHere's how regulation crowdfunding performed in 2016VentureBeatIn May, the third and final part of the 2012 JOBS Act, Regulation Crowdfunding, went into effect and 2016 ended with much promise for entrepreneurs seeking funding and our government seeking jobs. Regulatio [...]

NBC 10 PhiladelphiaTrenton Bakery Raises $6 Thousand From CrowdfundingNBC 10 PhiladelphiaA brand new bakery in Trenton is launching its grand opening on Saturday, but the grand opening – or even the bakery – wouldn't be possible without crowdfunding. Studio B received six thousan [...]

EntrepreneurHow Will Donald Trump's Presidency Affect Crowdfunding?EntrepreneurDonald Trump will soon be inaugurated as the country's 45th president and will potentially impact the burgeoning crowdfunding industry in a "yuge" way. Before ...and more » [...]

Chicago startups now can use crowdfunding to raise equity fundingChicago Business JournalIndiegogo, one of the most popular rewards-based crowdfunding platforms, announced late last year that project supporters will be able to make equity investments after the Securities and Exchange [...]

Forbes'Star Citizen' Lumbers Into 2017 With $141 Million In CrowdfundingForbesWhile HL3 is more a question if Valve ever feels like making video games again, Star Citizen is another animal entirely, a game that's very publicly in development with a practically unlimited [...]

Popular MechanicsWhy You Shouldn't Trust a Crowdfunding Project: Volume InfinityPopular MechanicsThis, unfortunately, is not an unheard of end for crowdfunding campaigns. Kickstarter has done its best to mitigate these failures by requiring folks who wish to run a project to show [...]

Crowdfund InsiderCrowdfunding a Sports Car: Dubuc Motors Seeks up to $20 Million on StartEngineCrowdfund InsiderCrowdfund Insider originally covered Dubuc's crowdfunding project a year ago when the company commenced “testing the waters” for investor interest. Today, they are well [...]

CFB Finance

Marketwired

  • Crowdfunding
  • Crowdfund
  • Peer to Peer Lending
  • FinTech
  • Reg A+
  • Reg CF
  • Crowdfunding USA

Press Release

Live Crowdfunding .tv

What's Next Step in Regulation A+ JOBS ACTS Title IIII :L Interview : Steve Cinelli with Brian Korn Securities and Crowdfunding/Peer-to-Peer Lending Lawyer, Watch more video library | Conference | Interview | Campaign Showcase | Research | Education |