REPORT: Peer-to-Peer Lending and Crowdfunding

CrowdFundBeat News Wire,

Innovation occurs daily in the peer-to-peer (P2P) lending and crowdfunding world. Manatt lawyers and professionals know the legal and regulatory traps and can help you navigate your business in a cost-effective manner.

View our Peer-to-Peer lending and Crowdfunding practice flyerP2P, which is often called marketplace lending or online direct lending, is the process of borrowing and lending online outside of traditional banking channels. In just a few years the P2P industry has become a multibillion-dollar global alternative lending sector. Loans that are originated are either sold to individual investors or sold as whole loans to institutions—essentially a form of debt crowdfunding.

Manatt works with platforms, investors and service providers in the space to provide a comprehensive P2P solution. We work with several companies in each of the three main verticals—consumer, small business and real estate—and we represent several other specialty platforms. We tailor legal solutions to specific business objectives and market constraints.

Manatt works with the largest companies in the industry as well as smaller start-ups to perform a customized risk-based assessment and action plan to get and keep clients moving as efficiently as possible. We work actively with companies and investors from North America, Europe and Asia to guide them through this dynamic landscape. Frequently we refer clients to one another through our own networks of contacts.

Crowdfunding uses online capital raising to support small businesses, real estate development and smaller projects. Manatt attorneys are recognized thought leaders in the space, working with several established crowdfunding platforms and investors. The JOBS Act and the related SEC Title II rulemaking have transformed crowdfunding, while leaving much to interpretation and industry accepted practice. More rulemaking will follow with Title III (public crowdfunding) and IV (Regulation A/A+), and Manatt is ready to advise you on best practices. We have regular dialogues with federal and state legislators and regulators to keep you apprised of continuing developments.

One of our partners is a board member of the Crowdfunding Professional Association, a leading industry policy organization, and was named to “Who’s Who in Crowdfunding 2014.” We are chair of the prestigious Practising Law Institute’s P2P and Crowdfunding Conference.

P2P and crowdfunding involves several legal areas, including:

  • Securities and state blue sky laws
  • Venture capital
  • Bank regulatory
  • Investment advisory
  • Broker-dealer
  • Lender licensing
  • Bank/warehouse finance
  • Fund formation
  • Intellectual property
  • Digital media
  • Privacy and data security
  • Securitization
  • Tax
  • Employee benefits and labor

We frequently appear in leading broadcast and print media, and host and speak at the leading P2P and crowdfunding events globally, including:

  • AltFi Europe Summit
  • AltFi Global Summit
  • CFPA Education Summit
  • Crowdfunding Global Expo
  • Fintech Global Expo
  • Global Crowdfunding Convention & Bootcamp
  • Global Real Estate Crowdfunding Conference
  • Kellogg/Stanford Alumni New York P2P Conference
  • Lend360
  • LendIt
  • LendIt Europe
  • MPact Wealth Platinum Retreats
  • PLI’s “Crowdfunding and Peer-to-Peer Lending”
  • PLI’s “Understanding the Securities Law”
  • Regulation A+: Big Flop or Next Big Thing?
  • Silicon Valley Crowdfunding Conference
  • The SmallCap and Alternative Lending Revolution

– See more at:

Tags: , , , , ,


How Crowdfunding Has Changed the Startup GameSingularity HubCrowdfunding has become a multi-billion-dollar industry, funneling millions of dollars into thousands of projects. Technology in particular is one of the leading categories on popular fundraising platforms like Kickstarter an [...]

The GuardianCrowdfunding: the new buzzword for academics needing research moneyThe GuardianArchaeologist Dr David Petts, from Durham University, has also used crowdfunding, raising almost £25,000 to fund a project on Lindisfarne, off the Northumberland coast. The dig, in June, led to [...]

Airbitz, BitPay, and Wefunder leverage bitcoin and new US ...Brave New CoinEquity crowdfunding platform, Wefunder, recently started accepting bitcoin. On the same day, popular bitcoin mobile wallet provider Airbitz announced the ...Wefunder Launches 10 New Regulation Crowdfunding Offe [...]

CNNMoneyDorothy's fading red slippers saved by $300000 in crowdfundingCNNMoneyThe ruby red slippers worn by Judy Garland in the beloved 1939 film "The Wizard of Oz" are set to undergo a major conservation effort following a successful crowdfunding campaign. The Smithson [...]

Raise Money for Personal Bills on Crowdfunding SitesKiplinger Personal FinanceWhile crowdfunding is often associated with business start-ups, many people are finding it a fruitful way to raise money for personal needs. Sites such as YouCaring, GoGetFunding, GoFundMe and GiveForward ha [...]

Crowdfund InsiderReport: Title II Crowdfunding Data on Three Year Anniversary Tops $1.47 BillionCrowdfund InsiderFifty Dollars Money Grant Crowdnetic has published its annual Crowdwatch report on Title II investment crowdfunding as enacted under the JOBS Act of 2012. Title II, or Reg [...]

How The Fix Crowdfunding Act Continues To Help Improve The Success Rates Of Small BusinessesCBS LocalIn July of this year, Republican Patrick McHenry from North Carolina spearheaded two important bills. Both passed through the House in a landslide vote as part of The Fix Crowdfunding [...]

BloombergCouples Desperate For Children Turn to Crowdfunding FertilityBloombergCrowdfunding has become a popular mechanism for many couples who can't afford the high costs of IVF, or adoption and surrogacy. “It's not an easy thing to share publicly,” says Crystal Barrett, 33 [...]

City turns to crowd funding to help replace boardwalk over Flint RiverMLive.comFLUSHING, MI -- The city of Flushing has opened a crowdfunding campaign to replace a wooden boardwalk over the Flint River. The goal is to raise $50,000 in 60 days on Patronicity, a crowdfunding website, to [...]

AZCentral.comTiny companies lure investors under Arizona crowdfunding lawAZCentral.comInvestors who make bets under the state's one-year-old crowdfunding law certainly have the potential to get in on the ground floor, but they must be patient and might not receive any returns. Th [...]

CFB Finance

Press Release

Live Crowdfunding .tv

What's Next Step in Regulation A+ JOBS ACTS Title IIII :L Interview : Steve Cinelli with Brian Korn Securities and Crowdfunding/Peer-to-Peer Lending Lawyer, Watch more video library | Conference | Interview | Campaign Showcase | Research | Education |